[Bitcoin-development] BIP70: Canceling Payments

Christophe Biocca christophe.biocca at gmail.com
Mon Feb 3 20:37:55 UTC 2014


It's not limited to HTTP. I was pointing out that unsolicited
merchant-to-consumer messages don't work on HTTP (and a lot of other
situations), and so you can't add a need for it to the payment
protocol (since it wouldn't be usable in the majority of cases).

On Mon, Feb 3, 2014 at 3:30 PM, Tim Tuxworth Founder Go-taxi.biz
<tim at go-taxi.biz> wrote:
> Is BIP70 limited to http only?
>
> What about face to face scenarios, or realtime like ticket sales or
> gambling, and socket and/or bluetooth type connections?
>
> Tim Tuxworth
> Founder Go-Taxi.biz
>
>
> -------- Original message --------
> From: Christophe Biocca
> Date:2014/02/03 10:49 AM (GMT-08:00)
> To: Tim Tuxworth
> Cc: bitcoin-development at lists.sourceforge.net
> Subject: Re: [Bitcoin-development] BIP70: Canceling Payments
>
> Over http, the merchant doesn't have the ability to reach out to the
> consumer's bitcoin wallet on their own. So sending "Cancel Payment
> Request" to the user is impossible.
>
> If the customer doesn't want to send, nothing ever needs to happen. So
> sending a "Reject Payment Request" to the merchant is useless.
>
> The unhappy path scenario with Payment Requests (customer paid, but
> for whatever reason that payment is no longer valid) can be simply
> solved in 1 of 2 ways:
>
> If the merchant realizes the mistake, they can refund the money.
> If the customer realizes the problem, they can contact the merchant,
> provide the signed request, and ask the merchant to return the funds.
>
> What isn't covered?
>
> On Mon, Feb 3, 2014 at 1:08 PM, Tim Tuxworth <tim at go-taxi.biz> wrote:
>> The process described in BIP70 might be ok for a simple "happy path"
>> scenario, but what if things don't work so smoothly. I'm not talking
>> here about technical issues, but _very common_ business scenarios such as:
>>
>> e.g. Merchant cancels request before payment is sent, such as when:-
>> - the merchant realizes that they charged the wrong amount
>> - the merchant realizes that they send the payment request to the wrong
>> customer
>> ...
>>
>> e.g. the Merchant or Customer decides to cancel the transaction after
>> the payment request is sent because:-
>> - the customer decides to pay by some other mechanism like cash or
>> credit/debit
>> - the customer doesn't have sufficient funds and decides not to purchase
>> - the customer changes their mind and decides not to purchase
>> ...
>>
>> It strikes me that a "Cancel Payment Request" message is required
>> and a "Reject Payment Request" may also be required (or maybe use the
>> same message for both).
>>
>> Tim Tuxworth
>>
>>
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