Liba Cohn, Is it Wise to Purchase Travel Insurance?

william romsay williamromsay at gmail.com
Thu Jan 17 00:15:26 PST 2008


Liba Cohn,  Is it Wise to Purchase Travel Insurance?

Liba Cohn
Liba Lyustiger
Lillian Sarah Lyustiger
lillian sarah cohn
sara lyustiger
natalija lyustiger
cohn lyustiger
sarah lyustiger


The best way to determine if, for you, it is wise to purchase travel
insurance, is to consider the various emergency situations that could arise
during your trip, determine the best guess for the cost of each, and see
whether you can afford to pay for the worst case scenarios out of your own
pocket.

If the answer is no, then it is indeed wise to purchase travel insurance.

Even if the answer is yes, however, money is not the only issue in
determining the wisdom of travel insurance.

Let's take a look at what can happen in your travels - the situations that
travel insurance could have covered. You and your family take a delayed
flight from home to another location where you are to change planes. Because
of your delay, however, you have missed your connection. Your tickets are
non-refundable, non-exchangeable. You are now faced with the purchase of new
tickets, with a hefty last-minute price tag, as well as the feeding and
housing for your whole party as the next flight is tomorrow morning. If you
had been wise and purchased travel insurance you would have been reimbursed
for these costs.

Your spouse is diabetic. Her purse is stolen while you are traveling. You
have no travel insurance and you're in a foreign country. How do you
retrieve the money lost from her wallet, replace her much-needed reading
glasses and, most importantly, get her the insulin she so desperately needs?
If you had been wise and purchased travel insurance you would have been
reimbursed for these costs. You would have also had someone to call or see
for help purchasing insulin.

You have had a wonderful vacation and you're ready to travel home. You
suddenly get the word that the airline on which you are returning has gone
bankrupt and all planes are grounded. How do you get home? To whom do you
turn for help and advice? You are in a country where few people speak your
language. Who can help you translate? If you had been wise and purchased
travel insurance you could have not only been reimbursed for the loss of the
price of your airline tickets but you could have been provided with a
translator and someone to help you find an alternate flight or cruise home.

These are but a few of the common occurrences when traveling. Perhaps travel
insurance is indeed a wise decision.

Steve Cogger is an avid traveler offering a wealth of travel information.
For more information on travel insurance visit the 1 Happy
Traveller<http://www.1-happy-traveller.com/>website.


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